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An insider's guide to debt consolidation

More Articles:

Is there an acceptable amount of debt to carry?
How do I know if I need help with my debt?
How long does credit counseling payment-reduction take?
Can I consolidate debt onto one credit card?
What are the benefits of consolidating debt through a bank loan?
Is it wise to consolidate debt by refinancing a mortgage?
*How should I handle debt after I consolidate?

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Can I consolidate debt onto one credit card?

With low promotional APRs, it's tempting. But be aware that those low promotional APRs will expire and be replaced by a much higher APR. Cardholders should also be aware of the universal default clause included in many cardholder agreements. If you are late making a payment, your credit score or history changes substantially, or you are late with a payment to another creditor, your rate can be raised to the default rate.