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Testimonial:
"Superloanbroker.com got me the lowest interest rate and qualified me so quickly I was amazed. They answered all my questions and made me feel so comfortable and confident. The next time I need a Las Vegas Mortgage, I 'am calling Evofi One" Sam - Las Vegas, NV
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What is the difference between pre-qualification and pre-approval?
Pre-qualifying for a loan means that a mortgage lender has provided you with a letter that you are likely to qualify for credit with them and how much credit you’d likely qualify for. (Notice the word likely; pre-qualification is generally not based on independent verification of your credit history.) Once your dream house appears, you will want to get pre-approved as quickly as you can by submitting your financial information to a mortgage lender who will conduct a comprehensive analysis of your creditworthiness based on a detailed review of your credit history and financial condition, including your job status and a detailed statement of your net worth. Upon pre-approval the lender will issue a written commitment to lend a specified amount for a designated period of time with limited conditions such as satisfactory appraisal of the property and a title report.
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